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Michelle earned a Bachelor’s degree in economics from Rutgers University-New Brunswick, the Chartered Financial Consultant (ChFC®) designation from the American College and countless other esteemed credentials in the financial arena.
She and her team love working with people to help connect them with home insurance, auto insurance, life insurance, business insurance and liability insurance that fits both their budget and coverage needs.
When Michelle is not working with customers or spear heading community endeavors, she enjoys spending quality time with her husband of 8 years, Kens, two-year-old daughter, Anya and almost one year old son, Zion.


Owner, Michelle Josias State Farm Agency


Seth Daniels, CMA. is a mortgage industry professional and expert advisor extensively trained to help you understand how to use mortgage debt to build sustainable, lifelong wealth – you thought you were just financing a home! – CMAs like Seth are sworn to uphold the highest standards of integrity as they prepare their clients for homeownership and a promising financial future.


Regional Branch Manager and licensed Mortgage Loan Originator,
American Financial Network
Branch NMLS# 1579237. American Financial Network, Inc. is licensed by the Florida Mortgage Lender Servicer Branch License (MLDB5327), California - DFPI Mortgage Loan Originator License (CA-DFPI262329), Delaware Lender License (018102), Georgia Mortgage Lender Licensee/Registration (38586), New Jersey Residential Mortgage Lender License, Pennsylvania Mortgage Lender License (45284.026), Texas SML Mortgage Banker Branch Registration, Licensed by the Virginia State Corporation Commission (Lender and/or Broker License # MC-5704), NMLS #237341 (www.nmlsconsumeraccess.org), under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1579237. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.
